Buyer Guides
Buying as a Non-Resident
NIE, bank account, mortgages and taxes for buyers who live outside Spain.
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Non-residents can buy property in Spain on the same legal basis as residents. You will need an NIE and, in practice, a Spanish bank account. Lenders typically finance a lower share of the price for non-residents. Owning property in Spain can create Spanish tax obligations even if you do not let it; take advice from a tax adviser.